In these troubled financial times, most companies are feeling the pinch, and are looking for ways to save money.
However, companies still see the need for adequate business protection, by insuring their buildings, plant and vehicles, so if the unexpected happens, they will be adequately covered and able to carry on with the minimum of disruption.

Yet the single most important asset of the business is often overlooked ask yourself the following

• How would the business survive, following the loss of a vital member of staff due to death or serious illness? This could be a director, partner, or someone who drives the business in the right direction.

• Would you have adequate finance in place to purchase the deceased or seriously ill director or partner’s share in the business?

• If not, would you be happy for the deceased or seriously ill director or partner’s share in the business to pass to a family member, who may be unskilled or unsuitable for the task

• Would the death or serious illness of a director, partner, shareholder, or key employee, result in loss of goodwill, pressure from your bank, or a hardening of supplier credit terms?

In a recession, there is an argument that these key people should be insured now more than any other time,simply because they are the people who will get the company through the recession and ensure continued success whilst competitors fall be the wayside.

AM Mortgage and Financial Services are authorized to give individual advice to businesses, to ensure that you are adequately protected should the unexpected happen. Cover can be arranged to meet the individual needs of all types of companies, and it may cost less than you think.

Call to speak to one of Advisers on 01795 438694, to see how we
can help you.
........can you afford not to?